{"created":"2023-06-23T12:34:25.685724+00:00","id":3162,"links":{},"metadata":{"_buckets":{"deposit":"913403ee-a156-4fcf-9da0-fc39a6b83cb1"},"_deposit":{"created_by":3,"id":"3162","owners":[3],"pid":{"revision_id":0,"type":"depid","value":"3162"},"status":"published"},"_oai":{"id":"oai:serve.repo.nii.ac.jp:00003162","sets":["1:284"]},"author_link":["3877","3878"],"item_10002_biblio_info_7":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2017-10","bibliographicIssueDateType":"Issued"},"bibliographicIssueNumber":"1","bibliographicPageEnd":"100","bibliographicPageStart":"83","bibliographicVolumeNumber":"30","bibliographic_titles":[{"bibliographic_title":"聖学院大学論叢"},{"bibliographic_title":"The Journal of Seigakuin University","bibliographic_titleLang":"en"}]}]},"item_10002_description_5":{"attribute_name":"抄録","attribute_value_mlt":[{"subitem_description":"　貸金業者による保証を付した銀行カードローンの貸付けのあり方が問題とされ，銀行業界は自主規制に乗り出した。単に過剰な広告がなされていることが問題なのではない。与信残高の急激な伸長の内部には，実体的な消費需要を伴わない「返済のための借入れ」が多数含まれている。すなわち返済能力を超える過剰な貸付が，多重債務問題を再燃させかねない状況をもたらしている。早急な対応が必要である。","subitem_description_type":"Abstract"},{"subitem_description":"    The way the advance of the bank loan was guaranteed by the money lenders was considered to be a problem, and Japanese Bankers Association started imposing restraints.  It is not merely a problem of an excessive advertisement being accomplished. “The borrowing for return” without substantial consumer demand is included in the sudden rapid increase in credit balance.  In other words, loan that exceeds the repayment capacity of a customer increases chances of recurring of a multiple debt problem.  Immediate action is necessary.","subitem_description_type":"Abstract"}]},"item_10002_identifier_registration":{"attribute_name":"ID登録","attribute_value_mlt":[{"subitem_identifier_reg_text":"10.15052/00003138","subitem_identifier_reg_type":"JaLC"}]},"item_10002_source_id_9":{"attribute_name":"ISSN","attribute_value_mlt":[{"subitem_source_identifier":"9152539","subitem_source_identifier_type":"ISSN"}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"木村, 裕二"},{"creatorName":"キムラ, ユウジ","creatorNameLang":"ja-Kana"}],"nameIdentifiers":[{"nameIdentifier":"3877","nameIdentifierScheme":"WEKO"}]},{"creatorNames":[{"creatorName":"Yuji, Kimura","creatorNameLang":"en"}],"nameIdentifiers":[{"nameIdentifier":"3878","nameIdentifierScheme":"WEKO"}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_date","date":[{"dateType":"Available","dateValue":"2017-11-04"}],"displaytype":"detail","filename":"30_83.pdf","filesize":[{"value":"473.3 kB"}],"format":"application/pdf","licensetype":"license_11","mimetype":"application/pdf","url":{"url":"https://serve.repo.nii.ac.jp/record/3162/files/30_83.pdf"},"version_id":"55cc6c38-56cb-471a-a31b-a634ff945ed0"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"過剰与信","subitem_subject_scheme":"Other"},{"subitem_subject":"返済のための貸付け","subitem_subject_scheme":"Other"},{"subitem_subject":"多重債務","subitem_subject_scheme":"Other"},{"subitem_subject":"貸金業法","subitem_subject_scheme":"Other"},{"subitem_subject":"総量規制","subitem_subject_scheme":"Other"},{"subitem_subject":"loan that exceeds the repayment capacity of a customer","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"The borrowing for return","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"multiple debt problem","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"Money Lending Business Act","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"Total Loan Amount Ceiling","subitem_subject_language":"en","subitem_subject_scheme":"Other"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"jpn"}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourcetype":"departmental bulletin paper","resourceuri":"http://purl.org/coar/resource_type/c_6501"}]},"item_title":"銀行カードローンの過剰与信問題","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"銀行カードローンの過剰与信問題"},{"subitem_title":"Excessive Loans Problem of a Bank Loan","subitem_title_language":"en"}]},"item_type_id":"10002","owner":"3","path":["284"],"pubdate":{"attribute_name":"公開日","attribute_value":"2017-11-04"},"publish_date":"2017-11-04","publish_status":"0","recid":"3162","relation_version_is_last":true,"title":["銀行カードローンの過剰与信問題"],"weko_creator_id":"3","weko_shared_id":3},"updated":"2023-06-23T13:08:03.027038+00:00"}