@article{oai:serve.repo.nii.ac.jp:00003354,
 author = {木村, 裕二 and Yuji, KIMURA},
 issue = {2},
 journal = {聖学院大学論叢, The Journal of Seigakuin University},
 month = {Feb},
 note = {銀行が，利息制限法第1条に定める金利に接近する金利で，極度貸付契約に基づく過剰貸付けを反復継続する行為は，債務者に対する信義則に違反する。銀行は債務者に対し，貸付額のうち信義則に違反する過剰貸付けの部分について，元本の返還および利息の支払を請求することができない。債務者が支払責任を負うべき残元本額を確定するためには，引き直し計算が必要である。保証会社は債務者に対し，予定された賠償額のうち保証料に相当する額について支払を請求することができない。, Banks that continuously or repeatedly generate excessive loans under basic revolving credit contracts make debtors’ financial lives worse through such actions.
　 Moreover, if the lion’s share of those loans are close to the rates defined in Article 1 of the Interest Rate Restriction Act, the bank’s actions will be considered contrary to the principle of good faith toward its debtors.  A bank may not demand the return of principal in relation to the excess portion of a loan, nor may it demand interest on the same.  Recalculation is necessary to confirm the amount of the principal in the obligation that the debtor is liable to perform.  A guarantor company may not demand liquidated damages in relation to any amounts corresponding to charges pertaining to the guarantee.},
 pages = {45--59},
 title = {銀行カードローンと過剰貸付けの私法的効力},
 volume = {30},
 year = {2018},
 yomi = {キムラ, ユウジ}
}