@article{oai:serve.repo.nii.ac.jp:00003562,
 author = {木村, 裕二 and Yuji, Kimura},
 issue = {第1号},
 journal = {聖学院大学論叢, The Journal of Seigakuin University},
 month = {Oct},
 note = {貸金業法を一部改正して，銀行が行なう貸付けの契約に係る保証契約であって貸金業者が保証人となるものを，過剰与信規制の対象に含めるべきである。
　利息制限法を一部改正して，約定利率が年8％を超えるか，または法定利率の2倍を超えるときは，超過部分につき無効とすべきである。
　民法を一部改正して，利息付き極度方式金銭消費貸借契約の借主は，既払利息の総額が残元本額を上回ったとき，または過剰貸付けに該当するときは，利息の支払約束および極度額の範囲での貸付けの約束を将来に向かって解約し，期限の利益を失わずに元本の返還することができる，という規定をもうけるべきである。, The proposal of Legislation of Money Lending Business Act: A guaranteed contract by a money lender pertaining to a loan contract with a bank, which should be included in objectives of the excessive loans regulation.
　 The proposal of Legislation of Interest Rate Restriction Act: If the interest rate exceeds 8% per annum or exceeds the statutory interest rate by twice the rate, the agreement shall be void in relation to the excess portion.
　 The proposal of Legislation of Civil Code: In a contract for a revolving credit loan with interest, if the total amount of the interest has exceeded the principal amount or if the loan is excessive, the borrower may cancel the contract for interest (the cancellation to be effective solely in the future) and may return the principal at the time specified in the contract.},
 pages = {91--107},
 title = {銀行カードローンと利息制限の立法的課題},
 volume = {第31巻},
 year = {2018},
 yomi = {キムラ, ユウジ}
}